Amid COVID-19 Stay-Home Orders, Fewer Car Accidents Mean More Insurance Refunds


The global COVID-19 pandemic has impacted industries across the world, including the auto insurance industry. Because stay-at-home orders have confined Americans to their homes unless they need essential items like groceries or prescription medications, there’s been an overall decline of 35% to 50% in driving in most states. In California, a state known for some of the worst traffic in the country, a new study from the University of California, Davis revealed that traffic accidents have fallen by half. Less driving means fewer car accidents.

As a result, auto insurance companies including Allstate Corp. and American Family Insurance are refunding their policyholders. Allstate will be giving back more than $600 million, and their personal auto customers will be receiving 15% of their monthly premium this month and in May. American Family Insurance will return $200 million to customers through a one-time payment of $50 per vehicle.

However, it’s important to know that just because there are fewer accidents, doesn’t mean there isn’t still a risk when you are on the road to pick up groceries or go to the hospital. It’s crucial that you hang onto your current auto insurance policy, rather than cancel it to save money. You never know when an accident will strike.

Why You Need an Attorney After a Car Accident

After a car accident, you may feel like you’re on top of things and have no problem communicating with insurance companies. However, it’s important to know that insurance companies are for-profit businesses and will do what they can to avoid paying the full compensation you’re owed. They may try to evade liability and even shift some of the blame for the accident and injuries onto you.

A skilled car accident attorney knows which evidence to collect to boost their client’s case and prevent insurance companies from avoiding responsibility. Our lawyer has more than two decades of legal experience recovering damages for victims of car accidents and isn’t afraid to face large insurance companies.

Recovering from injuries after a car accident can be expensive, which is why our attorney can fight for your right to recover damages including:

  • Medical bills, which include anything from ambulance rides to hospital stays, surgeries, prescription medications, and aftercare like physical therapy
  • Lost wages or income from having to miss work as a result of injuries
  • Property damage to your car
  • Pain and suffering

Injuries can be minor, such as bruises and cuts, sprains and fractures, and whiplash, but they can also easily be serious and include broken and crushed bones, spinal cord and neck injuries, burns, internal bleeding, and brain and head trauma, which can quickly become expensive to treat. It’s best to hire an attorney as soon as possible so they can investigate your accident before key pieces of evidence are lost. The sooner we get started, the sooner you can be on your way toward a complete recovery.

Reputable Car Accident Attorney

At the Law Office of Robert J. Kaiser, our reputation speaks for itself. We’re well-known in our community and amongst our legal peers for our dedication to our clients and our successful results in personal injury cases, which include car accident claims. We don’t just fight for the compensation you need right now – we fight to prepare you for an improved and healthy future. When our firm says we care about our clients, we mean it, and it shows through everything we do. We believe the negligent deserve to be held responsible so that they don’t harm anyone else, and that the injured have rights to recovery that should be protected.

With more than 20 years of legal experience, you can trust our personal injury attorney – selected “Best Personal Injury Attorney” by the Santa Clarita Signal Newspaper– to represent your rights to compensation after an accident. Contact the Law Office of Robert J. Kaiser online or by phone at (661) 441-3446 today for a free consultation.